Address: Nagpur 10:00 AM - 7:00 PM
contact@trustilyloan.in +91 89565 46728

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Personal Loan Gold Loan GST Based Invoice Loans Purchase Finance Working Capital Lines

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Enjoy Working Capital Loan in 5 Minutes*

Get an Instant Gold Loan up to ₹5 lakh without any collateral, minimal documentation and enjoy quick disbursal.

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Why Choose Trustily Working Capital via ONDC

ONDC’s decentralized credit framework allows Trustily to provide unique advantages for businesses managing dynamic cash flows.

Multiple Lenders, One Window

Instantly access offers from banks, NBFCs, and fintech lenders.

Revolving Credit Facility

Withdraw funds as needed, repay, and reuse the line multiple times.

End-to-End Digital Journey

Apply, KYC, e-Sign, and manage limits — all online.

Instant Approvals & Sanctioning*

Real-time eligibility assessment, quick access to sanctioned limits.
(*Actual timelines vary per lender and borrower profile.)

Collateral-Free Credit

Business expansion without mortgaging assets.

Dynamic Repayment Options

Flexible repayment linked to inflows, easing cash strain.

Transparent Pricing

AI-driven eligibility ensures competitive rates, fully RBI-compliant.

Nationwide Inclusion

MSMEs in Tier 2/3 cities and rural markets can access lines digitally.

Eligibility Criteria

Business Vintage

Minimum 1 year of operations

Annual Turnover

₹10 Lakhs and above

Constitution

Sole Proprietors

Age

Owner / Co-applicant between 21–65 years

Nationality

Indian

Application Process – Fully Digital

Step 1

Provide Business Details

Enter PAN, GSTIN, firm constitution, annual turnover, and promoter details.

Step 2

Access Pre-Qualified Credit Line Offers

Compare sanctioned limits, interest structures, utilization fees, and repayment terms.

Step 3

Complete Digital KYC

Aadhaar-based eKYC for promoters with account validation via Account Aggregator.

Step 4

E-Sign Agreement

Digitally execute loan documents using Aadhaar-based e-signature.

Step 5

E-Mandate Setup

Authorize secure auto-debit for repayments linked to your business account.

Step 6

Sanction & Activation*

Get your credit line approved, activated, and ready for withdrawals.

(*ONDC ensures lenders receive standardized borrower & business data securely, minimizing approval delays.)

Loan Feaures & Benefits

Credit Limit
Up to ₹50 Lakhs (depending on profile)
Tenure
12 – 36 months (renewable)
Interest Rate
12% onwards (usage-based, not full limit)
Processing Fee
1% – 2% of sanctioned limit
Prepayment / Foreclosure
Nil to 2% (lender-specific)
Collateral Requirement
None (unsecured facility)
Usage Flexibility
Withdraw as needed, repay, and reuse
Disbursal Time
Within 48 hours of approval (lender dependent)
Digital Verification
GST-based income proof, Aadhaar eKYC, AA-linked account validation

Frequently Asked Questions

It is a revolving credit facility that allows businesses to withdraw funds when required and repay flexibly, ensuring smooth cash flow management.

Through ONDC, Trustily provides access to multiple lenders on one platform, transparent pricing, and a 100% digital sanctioning process.

No. All working capital lines offered through Trustily are unsecured.

Approval may be granted instantly with eligible documents, and the limit can be activated within 24–48 hours depending on the lender.

Up to ₹50 Lakhs, based on business turnover, financials, and lender policies.

Through EMIs or flexible repayments linked to account inflows, set up via e-mandate.

Yes, provided the business has at least 1 year of operational history and meets the turnover criteria.

No, you only pay interest on the amount utilized.

The entire journey is encrypted, Aadhaar-verified, AA-compliant, and governed under RBI & ONDC standards.

Yes. ONDC promotes inclusivity, enabling even smaller businesses from non-metro regions to access credit lines.

Our Office

Nagpur

+91 89565 46728

contact@trustilyloan.in

Products

Personal Loans Gold Loan GST Based Invoice Loans Purchase Finance Working Capital Loan

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